Modern Slavery Statement

Last Updated: 05/2025

1. Introduction

MoralCompany is committed to conducting business ethically, transparently, and in full compliance with international human rights standards.
We strongly oppose all forms of modern slavery, forced labor, human trafficking, and exploitation within our operations and supply chains.

This Modern Slavery Statement outlines the steps we take to prevent, detect, and address any risk of modern slavery across our global activities.

2. Our Business

MoralCompany is a digitally driven global financial credit provider offering online credit solutions to individuals, professionals, and businesses worldwide.
Our operations are primarily digital, but we collaborate with external service providers including:

Technology and software vendors
Compliance and identity verification partners
Financial and legal service providers
Marketing agencies and digital infrastructure suppliers

Because we operate in a global environment, we acknowledge the importance of continuously reviewing and improving our human rights protections.

3. Our Commitment

MoralCompany maintains a zero-tolerance policy toward:

Forced labor
Bonded or involuntary labor
Human trafficking
Child labor
Exploitative working conditions

We are committed to ensuring that both our workforce and third-party partners adhere to the highest ethical and legal standards.

4. Policies and Governance

We have established internal policies to strengthen our stance against modern slavery:

Code of Ethics & Conduct for all employees and contractors
Supplier and Partner Integrity Standards outlining expectations for lawful and ethical conduct
Whistleblowing Policy enabling confidential reporting of concerns
Compliance and Anti-Money Laundering (AML) Procedures to detect suspicious activity
Hiring and Employment Standards ensuring fair, transparent, and voluntary employment practices

5. Due Diligence Measures

To identify and mitigate risks, MoralCompany implements the following due diligence steps:

Risk assessments of business partners, particularly in higher-risk regions or sectors
Mandatory compliance checks for critical suppliers
Contractual clauses requiring partners to comply with anti-slavery laws
Continuous monitoring for red flags related to human exploitation or fraud
Removal or termination of relationships with suppliers unable to meet our standards

6. Supply Chain Oversight

Although our supply chain is primarily digital and service-oriented, we remain vigilant in monitoring for risks related to:

Outsourced technology development
Identity verification and compliance vendors
Cloud infrastructure and data management services
Global service providers operating in higher-risk jurisdictions

We take immediate corrective action if any supplier is found violating human rights or labor laws.

7. Employee Awareness and Training

MoralCompany provides regular training to ensure employees understand:

What modern slavery is
How to identify potential indicators
How to report concerns
Their responsibilities under our ethical standards

Training is required for employees working in compliance, AML, risk assessment, procurement, and financial operations.

8. Reporting Concerns

We promote a culture of transparency and accountability.
Anyone—employee, partner, or customer—who suspects unethical behavior may report concerns anonymously via:

📧 Email: contact@moralcompany.net
📞 Phone: +49 178 391 4534

All reports are investigated promptly and confidentially.

9. Continuous Improvement

To strengthen our commitment, MoralCompany will:

Conduct annual reviews of policies and procedures
Enhance due diligence for new and existing suppliers
Update training modules as global regulations evolve
Improve monitoring systems to detect potential risks
Engage with international frameworks on human rights protection

10. Approval and Publication

This Modern Slavery Statement is approved by the executive leadership of MoralCompany and will be updated annually.

MoralCompany
Date: 05/2025